A budget is a plan listing expected expenditures and incomings over a set period of time such as, a month. There is one main objective of a budget which is to provide information that can help people take control over their finances, this information includes: what one can afford to spend on, repay or save, […]
A credit score is a measure which shows ones creditworthiness. In other words how responsible one is with borrowing and how likely one is to pay back borrowed funds. A credit score is a number between 0 and 999-depending on which credit reference agency is being used-, and the higher your number is the better […]
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The different sectors and roles available in financial services: Accounting: Roles available in accounting: Accountants, analysts, auditors, claims handlers, complaints officers, customer services, economists, external & public affairs, human resources (HR), information technology (IT), law & legal services, operations, regulators, risk officers, sales & marketing, training & development professionals. Business banking: Roles available in business […]
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Personal finance is the management of ones money including: budgeting, saving, spending, investing and insuring while taking into account external influences and risks which one experiences at different stages in the personal life cycle. Why is personal finance important? Personal finance is important because it can save you from a lot of trouble such as […]
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