A credit score is a measure which shows ones creditworthiness. In other words how responsible one is with borrowing and how likely one is to pay back borrowed funds. A credit score is a number between 0 and 999-depending on which credit reference agency is being used-, and the higher your number is the better […]
The different sectors and roles available in financial services: Accounting: Roles available in accounting: Accountants, analysts, auditors, claims handlers, complaints officers, customer services, economists, external & public affairs, human resources (HR), information technology (IT), law & legal services, operations, regulators, risk officers, sales & marketing, training & development professionals. Business banking: Roles available in business […]
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Personal finance is the management of ones money including: budgeting, saving, spending, investing and insuring while taking into account external influences and risks which one experiences at different stages in the personal life cycle. Why is personal finance important? Personal finance is important because it can save you from a lot of trouble such as […]
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An ethical mortgage is one that lies on principles aligning with integrity, one that meets peoples moral values. Providers of ethical mortgages 1. Building societies Building societies outperform traditional banks in ethical mortgages this is due to their lack of participation in financing damaging industries like mining, nuclear weapons and fossil fuels. On the contrary […]
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Would you like to make money but are concerned about the external influences your capital gain might have on third parties? The answer to your worries could be socially responsible investing. A little backstory: Some of the best known socially responsible investments were religiously influenced in the early days of SRI(aka socially responsible investing) for […]
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First let’s get to know the concept of fast fashion and what it actually stands for. So fast fashion is the idea where one buys an item of clothing and throws it away after even one use (hence it’s called fast fashion), this could be described by the word ‘disposable’, meaning fast fashion is ‘disposable’ […]
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When we start living a life of zero waste one of the key things to undergo is zero waste grocery shopping, which can be a quite difficult thing to do at our local supermarket. But I am here to help you with a list of zero waste grocery stores in London. 1.Unpackaged, London Unpackaged was […]
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Would you like to start living a life of zero waste, but do not know where to start? Than the 5R’s is the way to go! What are the 5R’s? The 5R’s of zero waste are:refuse,reduce,reuse,recycle,rot. The 5R’s were ivented by Bea Johnson in her book ‘Zero Waste Home’ to make sustainable living easier. The […]
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You might have heard of the term ‘zero waste’ before but what does it actually mean? Zero waste is a lifestyle carried out by many whom try to live their lives by making the least amount of litter(waste) possible. This idea might scare some off as at most supermarkets we see everything packaged in plastic […]
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